What is a HYIP?

HYIP stands for: High Yield Investment Program. This basically means an investment program with a high risk but in many cases offering a high return on your investment. The better way however, is to look at HYIPs as more like gambling rather than an investment. Try to look for signs that a program might be close to finishing, or new programs that look to have potential. HYIPs in general use the investments to make other investments in various stocks, foreign exchange trading (FOREX) or basically other programs. Some don't make any investments and simply return you money from other investments that people made to them. Then of course, other programs simply take your money and never pay anything back and are known as scams.

Every program offers different interest payments and each comes with its own set of rules. Spend some time and select the one that you feel is right for you and read all the rules on the program's website to make sure that you fully understand before you invest, including if the program offers a short term return on investment or a long term option.

To invest with a program is a fairly simple and fast process. Profits you earn in your selected program are paid back to the processor that you originally used to make your investment. If you do not know any of the processors currently available (we have a list on the bottom right of our site), we suggest that you open an account with LibertyReserve as this is the most popular processor accepted by almost all programs. This will allow you to make a start in earning money from home. You simply upload funds from your bank account to your Liberty Reserve account (see their site for information). From there you can invest in any program that accepts Liberty Reserve. It is a good idea to have accounts with more than one payment processor to keep your options open. We recommend StrictPay which offers a Debit Card that allows you to transfer funds and withdraw at any ATM (Cash Point). A great and fast way to get any earnings from your investments!

Our site aims to provide you with quality, stable and reliable programs that give a great return on your investments. However, our site is just a guide and we in no way represent any of the programs we list. We only allow programs that we feel deserve to be listed and we don't accept every submission that we get. We also have a personal experience with every program we list.

We wish you luck and hope that you will be smart for your future. Some times we all lose something, but we gain knowledge and improve ourselves from it. If you win then keep smiling and remember where you discovered this great income opportunity. ;o)

  Program Information

• Status: Shows the current state of the program as follows:
  
  
  • * PAYING *: The program is currently paying all investers on time.
    
    
  • * WAITING *: If the program is new then we are waiting for first payment otherwise the program could be recovering from a problem.
    
    
  • * PROBLEM *: A problem of some kind has occured and some or all investors have not been paid. If the program has not communicated to its members as to why then it will change to not paying.
    
    
  • * PAYING SELECTIVELY *: A program of this status as it means it is usually only paying small returns, if anything. A usual sign that the program will soon close.
    
    
  • * NOT PAYING *: Obviously, this program isn't paying any more and you should not invest!
    
    
• Type: We currently have two types of programs as follows:
  
  
  • Arbitrage Betting: These programs take investments for betting purposes. For information on arbitrage betting, please see the website of a program in this class type.
    
    
  • HYIP: A HYIP program with various methods of investments. See the program site for details or read our What is a HYIP? article in this Help section.
    
    
• Class: We group programs in to a class as follows:
  
  
  • Gold: Programs in this class are our highest recommended. They are stable, reliable and have a long life time. They have a great track record with little or no problems. They also have outstanding (and we mean it) Customer Support. Gold class programs have a gold trophy: and are listed first on our monitoring page.
    
    
  • Silver: Programs in this class are reliable and stable and have a normal Customer Support service such as email tickets. Silver class programs have a silver trophy: and come after the Gold class programs.
    
    
  • Bronze: Programs in this class are either new or have a fairly poor track record. We usually do not add programs that seem unstable or unreliable, but sometimes a program can change! A poor Customer Service for example or delayed payments will keep a program in this class. New programs however start in this class because we do not know yet how they will be. Bronze class programs have a bronze trophy: and come after Silver class programs.
    
    
• Started: The date of when the program started. We try to be as accurate as possible.
  
  
• Life Time: How many days the program has been running or lasted since the start date. This is important as a longer life time means a steady program but can also mean that it's "too late" to invest.
  
  
• Entry Date: The date of when we added the program to our site.
  
  
• Entered For: How many days the program has been on our site.
  
  
• Plans: Details of the interest payments the program offers and the terms of payment. This allows you to see clearly which program is right for you.
  
  
• Min. Investment: The minimum amount you can invest in the program. We recommend to invest what you can afford to lose but if the amount is very low then you will not gain a lot in return.
  
  
• Max. Investment: The maximum amount you can invest in the program. If none then there is no maximum. Only invest what you can afford to lose.
  
  
• Our Investment: This is how much we have invested in the program. Note that in some cases we invested earlier than we started monitoring.
  
  
• Withdrawn: This is how much we have taken out from the program.
  
  
• Accepted Payment Processors: The payment processors the program allows for you to invest through. You can find links to them at the bottom right of our site.

  Payment Processor Information

• Entry Date: The date of when we added the payment processor to our site.
  
  
• Entered For: How many days the payment processor has been on our site.
  
  
• Account Types: There are two main account types offered by payment processors. A personal account allows a general user to receive payments from other members and to withdraw their funds. A personal account is sufficient for most investors. A business account offers a little more, where you can sell products or services, send funds to other users yourself plus more. All payment processors offer a personal account and many do offer a business account, should you require one.
  
  
• Support Options:
  
  
  • E-Mail: This is the most basic support option. An E-Mail address that you email and wait for a reply.
    
    
  • Ticket System: A system built in to the payment processor site, where you post issues and a reply is given. Similar to a forum. Your messages are given a unique ID and usually responses are faster than through E-Mail.
    
    
  • Live Chat: Like an instant messenger, you can type to support staff in real time and get answers in real time.
    
    
  • Phone: A phone number to call and speak to support staff if you preffer. Be aware of call costs if you are in a different country to your payment processor.
    
    
• Prepaid Debit Cards: Some payment processors offer a prepaid Debit Card. This is a card that you purchase, and pay a monthly fee for, to transfer your funds from your payment processor to your Debit Card. Then you can withdraw your funds from any ATM (cash machine) in the world, in your currency.

  Related Videos

• Related Videos: We make video tutorials that show you step-by-step and in an easy to understand way, how to sign up for the program/payment processor through their site. If there is a video for the current program/payment processor it will be listed underneath the rating and infromation sections.

Help section last updated: 10 October, 2009